Investment advisory services offered through St. James Investment Advisors, LLC, an SEC-Registered Investment Adviser. The information contained herein has been obtained from sources believed reliable but is not necessarily complete, and accuracy is not guaranteed. This information is intended for educational purposes only. It is not intended to provide any investment advice or provide the basis for any investment decisions. You should consult your financial adviser prior to making any decision based on any specific information contained herein. Please contact us at 1-800-966-9343 with any questions or comments.